5/1/2024
With more than 230,000 bank employees across the state, we have the opportunity to not just tell our story, but also to amplify it in our communities.
3/1/2024
Executive Branch Agencies such as the CFPB, FDIC, OCC and Federal Reserve lack authority to rewrite Congress’ plain language of statutes under the guise of interpretation.
1/2/2024
The Mini-Visit enabled TBA’s leadership to thank legislators who support the banks in their communities.
11/1/2023
From both political and policy perspectives, it’s hard to wrap my mind around everything that’s happened this calendar year.
9/1/2023
TBA remains committed to reining in the CFPB’s unconstitutionally broad Sec. 1071 Final Rule.
7/1/2023
TBA General Counsel Celeste Embrey reviews the 88th Texas Legislative Session and tells us what bills will affect Texas banks.
5/1/2023
Texas banks are thriving and helping the communities they serve prosper. We enjoy a strong and diversified economy.
3/1/2023
There is a lot on the line for bankers this year. Much of it depends on what the Supreme Court decides.
1/2/2023
This is the first midterm since 1934 that the party in power defended every incumbent Senate seat.
12/1/2022
On October 19, the federal Fifth Circuit Court of Appeals issued a decision that vacated the 2017 Consumer Financial Protection Bureau’s (CFPB) 2017 Payday Lending Rule — essentially striking CFPB’s funding as unconstitutional.
10/1/2022
The agencies are proposing an agenda that is tailored to the goals of the progressive left. The regulatory burdens of these proposals will fall most heavily on community banks.
8/1/2022
Expect major changes in the coming months.
6/1/2022
The use of disparate impact has been curtailed by the Supreme Court but the CFPB has not acknowledged those holdings.
3/30/2022
President Biden’s appointees in a number of agencies have talked about the need for action on climate change and the goal of maximizing diversity, equity and inclusion.
1/31/2022
For the last 88 years it has functioned independently with the chair setting the agenda for each meeting. That has all changed.
12/6/2021
Community banks will be next in line to produce this type of data for their federal regulators.
10/1/2021
On Sept. 1, the bureau published a 918-page notice of proposed rulemaking for Section 1071 of the Dodd-Frank Act.
9/1/2021
The pressure will be on regulators to accomplish what the legislative branch could not.
8/1/2021
Texas bankers remember the focus put on fair lending examinations during the Obama era.
7/1/2021
To pay for the infrastructure bill, Biden is proposing increases in corporate taxes, income taxes and taxes on capital gains.
6/1/2021
Six months into his administration, Biden has veered toward the hard left and is getting accolades from the same progressives who were skeptical of his leadership.
5/1/2021
Conventional wisdom and the pundits predicted that the 87th Regular Session would be a low bill session. With more than 7,001 bills filed to date, the pundits have been proven wrong.
4/1/2021
In addition to dealing with the pandemic, President Biden has two other policy goals he campaigned on: the need for greater diversity, equity and inclusion in all aspects of American life and the fight against climate change.
3/1/2021
President Biden, federal agencies and Congressional allies will propose a number of challenges to Texas banking.