Waiver of Consumer Rights

Borrower’s Name and Address:                                                           Lender’s Name and Address:

I, _________________________________, as (or on behalf of) Borrower, waive my rights under the Deceptive Trade Practices-Consumer Protection Act, Section 17.41, et seq., Business & Commerce Code, a law that gives consumers special rights and protections.  After consultation with an attorney of my own selection, I voluntarily consent to this waiver.

Dated:                       Signed:

Borrower

Note:    As used above, “consumer” means an individual, partnership, corporation or a subdivision or agency of the State of Texas who seeks or acquires by purchase or lease, any goods or services, except that the term does not include a business consumer that has assets of $25 million or more or that is owned or controlled by a corporation or entity with assets of $25 million or more.