A Survey, Title Commitment and Policy to insure that the debtor has title to the collateral it seeks to encumber. If the lien search reveals the existence of prior liens, the Bank should consider obtaining a Lien Subordination Agreement from the prior lienholder(s). A sample Real Estate Lien Subordination Agreement (SUB-RESB-TX) is located at the end of this Chapter. See Chapter 4, “Surveys, Title Commitments and Title Insurance.”