This Guide provides bankers and other lenders with an overview and summary of real estate lending in Texas. It should not be used without reference to the statutes and regulations which govern each particular type of collateral. Citations to most relevant statutes and regulations are provided in brackets where appropriate. This book is not legal advice and should not be used as a substitute for legal advice. Accordingly, readers should always consult their attorneys with respect to the documentation and administration of all secured loans. For particularly complex matters, this warning will be repeated in the body of the Guide. In addition, since statutes and government regulations are subject to change, readers should check periodically to assure that new or different requirements are taken into account.
Despite the fact that this book has benefited from the suggestions, comments and support of other individuals and organizations, the author bears sole responsibility for any errors or omissions. Readers are encouraged to contact the author with any corrections, comments or suggestions for improvements in future printings.