Sample loan application forms are located at the end of Chapters 8 (commercial) and 14 (consumer real estate). A loan application signed by the borrower is required for loans secured by the borrower’s principal dwelling (homestead) and is strongly recommended for all other loans. In evaluating the loan application, certain documents will assist the Bank in conducting its investigation of the creditworthiness of an individual borrower. They may include the following:
•Borrower’s Signature Authorization
•Credit Report Authorization
•Request for Verification of Dependent Care
•Request for Verification of Stock/Securities
•Request for Verification of Rent/Mortgage/Loan
•Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding
•Request for Taxpayer Identification Number and Certification
•Request for Copy of Tax Return
•Request for Verification of Employment
•Request for Verification of Deposit