UCC-1 Financing Statements are generally not used in residential construction. The deed of trust is drafted so that it is a security agreement and constitutes the filing of a financing statement on fixtures when filed in the County Real Estate Records. Construction lenders do not typically advance funds for materials not incorporated into the improvements, for materials stored off site, or for specially fabricated items. However, if materials are delivered to the site but not yet incorporated into the structure (i.e., they are not yet improvements) then they could be viewed as “goods” which must be perfected on by a filing with the Secretary of State.