Evidence of Insurance. This should include hazard insurance on all improvements and comprehensive general liability insurance on commercial property. If the Bank is a licensed insurance agent, the Bank may not offer to sell insurance (other than credit life) on the collateral until after it has agreed to make the loan. A Customer Insurance Disclosure must be given to the borrower advising him that he may obtain insurance from an entity other than the Bank. See Chapter 7 for a detailed discussion of insurance issues and forms.