The loan file should include an Evidence of Insurance on all tangible collateral and general liability coverage for all businesses. Business interruption insurance should also be considered. If the Bank is a licensed insurance agent, the Bank may not offer to sell insurance (other than credit life) on the collateral until after it has agreed to make the loan. A Customer Insurance Disclosure must be given to the borrower advising him that he may obtain insurance from an entity other than the Bank. Sample forms are located at the end of this Chapter. The Bank should also consider having the debtor execute an Agreement to Provide Insurance and/or provide the debtor with a Collateral Protection Insurance Notice.