A current Financial Statement of the borrower and all contingent obligors such as cosigners and guarantors. A sample Personal Financial Statement form produced and copyrighted by Bankers Systems/Wolters Kluwer Financial Services is located at the end of this chapter. For an entity borrower the financial statement is typically printed from the entity’s internal finance department business records and attached to the loan application (or provided to the Bank in electronic form). In a consumer transaction, the financial statement is often part of the loan application. The Financial Statement and loan application will be used in preparation of the loan committee memo.